Fha Built Up Roof

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Fha built up roof.

Fha does not insure mortgages on manufactured homes built prior to june 15 1976. Assembly of 4 or less interacting components designed to. As the homeowner you may find a licensed engineer willing to inspect your home for compliance with your state s housing code. Painting the roof will also likely send up a red flag in the eyes of potential buyers and they ll wonder what s going on.

One of the fha rules for the roof requires the appraiser to report if it has less than 2 years remaining life and require it to be replaced. Are either built up roofing bur or non conventional. Garages that have been built up to provide additional living space may not meet fha requirements. These systems are defined as an.

Their is no repairs that can be done the brick should be removed and replaced. Possible fha concern the brick on the side of this garage has had some serious movement. Peeling paint that is a lead hazard usually on homes built before 1978. Then fha inspections relaxed a little and repair guidelines softened beginning in january 2006.

Serious issue possible fha concern this wood rot found just below the roof is caused from rain water or ice build up in the winter. Non permitted additions additions that are not up to code are often flagged in fha loans although not always. Most other mortgage insurance firms follow fha s policy. Roofing single ply and others and where the slope is.

Water heaters the water heater must meet local building. In order to pass the appraisal process the roof must also provide reasonable future utility durability and economy of maintenance according to the fha official site. If the inspection reveals the need for roof repairs and the roof already has three or more layers of roofing the fha requires a new roof. Weatherproof and normally to insulate a building top.

To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof. Will hud issue certification labels hud tags if my home was built before 1976. For starters the roof must do what it s designed to do fha and hud regulations say it must not leak or allow moisture to enter the home. Here is a guide on the federal lead paint law.

The seller often ended up paying for them. Certainly some roofs last longer than the posted dates i e 15 20 years on a 3 tab roof etc but overall most roofs need replacement within those time frames.