Estimate Of Roof Replacement With Both Owners Present

The insurance company s adjuster might challenge that some roofing damage was not caused by the recent storm it was pre existing damage from a previous.

Estimate of roof replacement with both owners present.

The roof is arguably the most important component of your house. Most likely the estimate that your adjuster presents you with will be an xactimate estimate. Most homeowners insurance policies won t pay to replace or. For instance if you have an older roof most likely ten years or more depending again on your policy and the type of roof it is your insurance company may only pay out a percentage or portion of your roof repair or replacement cost since the overall value of your roof would have depreciated over the years.

The estimate and therefore the cost to replace will be driven by what you recall and what you make sure is covered in the cost estimate. Some roofing companies employ certified public adjusters who will deal with your insurance company on your behalf. And while nobody likes having to pay to replace a roof the critical and aesthetic function it serves should help ease the pain of spending 8 000 to 20 000 on the work. Ideally the roof repair estimate from your insurance adjuster and the estimate from a public adjuster will be roughly equal.

Scott siegal president of certified contractors network which provides sales and management training to 350 contractors nationwide says he advises service providers to meet one or both homeowners at the initial estimate and then ask that both homeowners be present for the second meeting where specifics will be discussed. After all it keeps water out of the building. However the two parties might disagree over certain aspects. The estimating program most commonly used by adjusters is xactimate.

Experiencing significant damage to your roof and your insurance roof replacement questions are undoubtedly a stressful time between navigating the insurance claim process follow ups with adjusters and roofers who specialize in the types of roofing claims you are dealing with and even the loss of business that may result from not being to. In terms of a ballpark figure though michael allen owner of above it all roofing in irvine california says the average cost of a new roof runs as low as 5 000 for a basic asphalt shingle roof the most commonly used roofing material in america to 25 000 and up for higher end roof types. Most homeowners insurance policies cover roof replacement if the damage is the result of an act of nature or sudden accidental event.